What should a Bank do?
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Search Results for: internet 3.0
Collaboration and the “Sharing Economy”: What does that mean?
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Sizing up Paypal’s new competition
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Future Scenario – Impact of “Perfect” Authentication
“Perfect Authentication” will be highly disruptive to all payment networks, methods and stakeholders. This blog outlines the rough economic impact, winners and losers in a future scenario. Continue reading
Part 1 – Identity Models, Government and Governance Structures
The 30-year history of the internet was driven by scale and anonymity. The next phase will be driven by trust in actors, objects and actions. Each individual must have control over privacy. In the forthcoming phase of connectivity, the challenge is balancing the rights of the consumers with the needs of governments across domains, legal regimes and every possible interaction Continue reading
New Blog Series – The Economic Models of Identity (and Trust)
How others accept and validate our identity, and how others share insight about us will define the #1 growth vector in public and private markets over the next decade. Continue reading
Settlement – The Core of Banking – Part 1
Changes in settlement have the potential to unbundle banking, payments drive changes to central bank power and FCY reserves. Where open banking breaks open the FRONT END, settlement remakes the back end. Continue reading
Separating Payment and Identity
V/MA have become the identity and trust infrastructure of the open and anonymous internet. V/MA have no threats in their core flows/markets in the next 5 yrs. While banks have proven organizational/legal structures for the exchange and verification of ID, the exchanges and “actions” are limited to banking services within a bank-bank network Continue reading
Payments and Identity – UPI continues to lead the world
Federated identity has the potential to power payments, web3, DeFi and a be a significant new force in reshaping the large hubs which dominate today (ie Google, FB, Amazon, …etc), Continue reading
Wallets, APIs and Trust
6 Page Blog Top of mind today are Wallets, Identity and Application Program Interfaces (APIs). APIs are the core concept behind many new business models investors must decipher: Previously, I’ve covered this topic in Open Banking and Open Payments and … Continue reading