26 May 15 This is under revision… pardon the typos.. Exec Summary Consumers, Communities, Markets, Technology and Commerce are undergoing tectonic shifts. Over the last 20 years Companies “enabled a channel” in Internet 1.0 and 2.0. Internet 3.0 will bring about fundamental transformation in organizational structures, products and processes. Internet 3.0 (i3) eliminates traditional competitive … Continue reading “Internet 3.0: Collaboration in Commerce, Communities and Networks”
Recent issues with Facebook, Equifax, GDPR compliance, … have brought us to a tipping point in data. The basic structure of how data is: permissioned, shared, used, accumulated, analyzed, sold, regulated, … must change. Google and FB operate in a Big Data 1.0 architecture powered by the “virtuous cycle”. Edward Snowden showed us how the … Continue reading “Data Tipping Point.. Good things will happen”
I’m taking a rather abbreviated approach to blogging today.. as most of my key points have more detail in my other posts. I’ll just link to my old posts and focus on a few new thoughts.
I haven’t written much on acceptance over my 9 yr blogging career for one simple reason.. I was never “in” that side of the business. Given how much is going on in here I can’t leave it out any longer. Acceptance at the POS is a big topic, I see the following areas:
10May 2016 Great article in the New York Times this weekend: Jamie Dimon Wants to Protect You From Innovative Start-Ups. Believe it or not I agree with Jamie.. consumers have NO IDEA of what they are giving up. There must be a chain of control on regulated data..
18 Feb 2016 I’m in a network state of mind… We are in the midst of a massive economic transformation and I can’t quite put my finger on it. What influences how consumers and businesses are organized? What is changing? Who creates value? What new domains, networks and markets are being created? Where is margin … Continue reading “Transformation of Commercial Networks: Unlocking $2T in Value”
10 Jan 2016 V/MA are among my largest holdings, thus I’m constantly assessing. This also happens to be a consistent institutional investor and Bank question. So I thought I would share my views.
2 Dec 2015 Happy ‘After’ Thanksgiving everyone, I’m coming out of my tryptophan coma and thought I would go for a mental stretch. This is a pretty big topic, and I won’t do it justice. Thanks in advance for your comments and perspective. [Note I’m not naming the titles of my reference blogs and used … Continue reading “Changing Economics of Payments”
12 Nov 2015 Apple/P2P Most of you have seen today’s WSJ today on Apple P2P. Apple has 4 options here: FIS/Vocalink/Paynet, Mastercard, Visa, ClearxChange/Early Warning. News here is that Apple asked the BANKS for help. Banks responded that they would like for Apple to be first non-bank customer for ClearXChange (the 4 yr old bank owned P2P … Continue reading “Quick Blog on Apple, P2P and Clusters”
I had so much fun in the comments section today, thought I would make it a separate blog. A ficticious “Jamie D” asked me a question “What should JPM Do”. My response is below Jamie D…. you have the name of my favorite banker on the planet, so I will write with the assumption that … Continue reading “What should a Bank do?”