RTP and Pay By Bank Challenges

US Focused Blog

Last week I wrote about 3 banks live with TCH RfP, today’s blog covers 

  1. Operational overview of TCH RTP and FedNow
  2. Bank motivations in RTP
  3. Challenges of pay by bank in the US (an update to last year’s A2A, FedNow and “Instant” Payments – Threat to V/MA? – Nope). 
  4. Areas where RTP will succeed

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