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Search Results for: google economy
Sizing up Paypal’s new competition
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Internet 3.0: Collaboration in Commerce, Communities and Networks
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Structural Changes in Payments
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Authentication – In “Value” Nets
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Commerce and Banking – What is the Difference?
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Authentication – A Core Battle for Monetizing Mobile
Those of you with more than 15 yrs in the industry will remember dedicated T1 lines that moved data in secure pipes from one location to another. We now have VPNs, transaction signing and encryption that allows for use of generic pipes between COMPANIES. Authentication at a USER LEVEL will now permit yet a finer grained LEVEL of Secure Services and Data ACROSS companies. Today we have Cloud services from Apple, Amazon, Google but how do you navigate amongst them? How can a Start Up develop services that SPAN them? Authentication and is Key…. And MNOs may be best placed to deliver this service. Continue reading
Static Strategies and the REWIRING of Commerce
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Payments Winners/Losers?
If you are a BANK… you can do anything you want to on a PIN DEBIT network (you control).. For example, First Data owns STAR.. they are leveraging the Star network with Cardspring to transfer non payment information (offers/incentives). This is a great example of how to construct a solution within the constraints of existing networks Continue reading
Payment Hype and Delusions of Grandeur
To be clear, there are many viable payment businesses today. Many exist because of the INEFFICIENCIES of the current network. My top examples surround P2P and international remittance (see my note on Xoom). Banks have the ability to completely defeat any 3rd party service in these areas, yet they choose not to. Continue reading