PayPal to Tokenize and Eliminate Steering
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PIN Debit at the POS
Most of you have read that Walmart, Home Depot and Kroger have launched new litigation against Visa for “PIN” and Debit. This issue is so complex it makes my head spin… For those unfamiliar with some of the basics see this article, my prior blog on PIN debit consolidation, AT Kearney, Digital Transactions: PIN Debit Claw Back and Pinless PIN Debit.
Acceptance – Part 1
I haven’t written much on acceptance over my 9 yr blogging career for one simple reason.. I was never “in” that side of the business. Given how much is going on in here I can’t leave it out any longer. Acceptance at the POS is a big topic, I see the following areas:
Browser Tokens – Payments in OS Part 4
My last articles on this topic were
- mCom/eCom Convergence – Payment in the OS
- ApplePay in Browser
- One Click for Ads – Facebook Pay??
- eCommerce Thoughts – What is fundamentally changing?
I’ll forgive you if you didn’t see the big news out of Google I/O. There is a MUST READ article in Android Police that is spot on. Summary? Google (Chrome/Android) and Apple (Safari) are ready to integrate payment tokens in the browser.. Buy buttons will be integrated into ads, product listings, or a single “pay” button with no subsequent user information to fill out “quasi one-click”. From Android Police
“One Click” for Ads
RIP MCX
Data Leakage
10May 2016
Great article in the New York Times this weekend: Jamie Dimon Wants to Protect You From Innovative Start-Ups. Believe it or not I agree with Jamie.. consumers have NO IDEA of what they are giving up. There must be a chain of control on regulated data..
Consumer Tokens
Great article in Digital Transactions that I missed in February
PAR – Consumer Tokens, February 2016
Quote “When a transaction is initiated with an EMV payment token, the functionality of these applications can be impacted since the full PAN may not be available to merchants, acquirers, and payment processors,” a recent EMVCo document says.
Payments – Civil War?
Regulated companies like banks and MNOs must not only know who is using their data, but also HOW it is being used.. and when it is transferred, it must be destroyed. We help 1st party data owners create data products within their environment.. your data, your rules, your environment
As always sorry for the typos. This is an 8 page blog… a little long.. and not always linear…. corrections/comments are appreciated…
ApplePay in Browser – March 2016
News today from Jason at Re/Code – ApplePay in Browser this Year
OK.. so I was a year off! (see Blog ApplePay in Browser by Summer 2015).
Not much surprise here.. as I outlined in my January blog on topic ApplePay in browser has been for over a year. I don’t have time for a long blog so will make bullets on what I think are latest “big items”